What changed in Finance Act 2026
Compared with 2025-26, middle salaried rates were cut and the 35% band now starts at Rs 7 million instead of Rs 4.1 million. The 9% surcharge on high salaried income was removed.
FBR salary tax calculator Pakistan
Enter monthly or annual salary to estimate income tax, monthly payroll deduction, and take-home pay for salaried persons. The calculator uses Finance Act 2026 slabs, effective 1 July 2026.
Estimated annual tax
Rs 276,000
Pakistan uses annual progressive slabs for salaried individuals. The first Rs 600,000 is tax-free. Only the income inside each higher band is taxed at that band’s rate.
Current salaried slabs under Finance Act 2026, effective 1 July 2026 (Tax Year 2027). The 9% surcharge on salaried income above Rs 10 million is abolished.
| Annual taxable salary | Income tax |
|---|---|
| Up to Rs 600,000 | No tax |
| Rs 600,001 to Rs 1,200,000 | 1% of amount above Rs 600,000 |
| Rs 1,200,001 to Rs 2,200,000 | Rs 6,000 + 11% of amount above Rs 1,200,000 |
| Rs 2,200,001 to Rs 3,200,000 | Rs 116,000 + 20% of amount above Rs 2,200,000 |
| Rs 3,200,001 to Rs 4,100,000 | Rs 316,000 + 25% of amount above Rs 3,200,000 |
| Rs 4,100,001 to Rs 5,600,000 | Rs 541,000 + 29% of amount above Rs 4,100,000 |
| Rs 5,600,001 to Rs 7,000,000 | Rs 976,000 + 32% of amount above Rs 5,600,000 |
| Above Rs 7,000,000 | Rs 1,424,000 + 35% of amount above Rs 7,000,000 |
Source: Finance Act 2026 / Budget 2026-27 documents. Confirm the final payroll amount with your employer or FBR before filing.
These examples assume the monthly figure is fully taxable salary, with no bonus.
| Monthly salary | Annual salary | Annual tax | Monthly tax | Net monthly |
|---|---|---|---|---|
| Rs 50,000 | Rs 600,000 | Rs 0 | Rs 0 | Rs 50,000 |
| Rs 100,000 | Rs 1,200,000 | Rs 6,000 | Rs 500 | Rs 99,500 |
| Rs 150,000 | Rs 1,800,000 | Rs 72,000 | Rs 6,000 | Rs 144,000 |
| Rs 200,000 | Rs 2,400,000 | Rs 156,000 | Rs 13,000 | Rs 187,000 |
| Rs 250,000 | Rs 3,000,000 | Rs 276,000 | Rs 23,000 | Rs 227,000 |
| Rs 300,000 | Rs 3,600,000 | Rs 416,000 | Rs 34,667 | Rs 265,333 |
| Rs 500,000 | Rs 6,000,000 | Rs 1,104,000 | Rs 92,000 | Rs 408,000 |
Need the working for a specific salary? See monthly salary tax examples or the 2026-27 year calculator.
The FBR does not tax monthly salary as a separate monthly slab. Your employer annualises taxable salary, applies the yearly slab, then withholds tax each month under Section 149.
Payroll can still differ if you had a raise mid-year, arrears, medical exemption, or tax already deducted in earlier months. Use this as a planning figure, then compare it with your salary certificate.
Read the step-by-step guide: how salary tax is calculated in Pakistan.
Compared with 2025-26, middle salaried rates were cut and the 35% band now starts at Rs 7 million instead of Rs 4.1 million. The 9% surcharge on high salaried income was removed.
تنخواہ ٹیکس کیلکولیٹر پاکستان — same FBR 2026-27 slabs in Urdu.
Yes, if annual taxable salary stays at or below Rs 600,000 and there is no extra taxable bonus. A bonus can push you into tax even when the monthly basic looks tax-free.
Salary paid from 1 July 2026 is withheld under 2026-27 slabs. Use the 2025-26 calculator only for last year’s salary certificate or return checks.
The salaried slab table itself is the same in this calculator. Filer status still matters for other withholding, property, vehicles, and staying on the Active Taxpayers List. See filer vs non-filer.
Employers may spread remaining tax across remaining months, exempt part of medical allowance, or include allowances you did not enter here. Compare the annual figure, not one month in isolation.
Current tax year after Finance Act 2026. Use this for July 2026 onward payroll.
Previous tax year. Useful for salary certificates and last-year returns.
Finance Act 2024 salaried slabs for historical comparison.
Historical calculator for 2023-24 payroll and return checks.
Older salaried slabs for record comparison.
Older salary tax slabs for backend comparison data.
Full slab table, what changed from 2025-26, and how to read each band.
Annualise salary, apply the slab, then estimate monthly withholding.
Documents to keep before comparing payroll tax with your return.